The Canada Revenue Agency (CRA) has confirmed the official GST/HST credit payment dates for 2025, bringing relief to millions of Canadians struggling with the rising cost of living. This tax-free quarterly payment is designed to help low- and modest-income individuals and families offset the federal Goods and Services Tax (GST) and Harmonized Sales Tax (HST) they pay throughout the year.
Below is a complete breakdown of payment amounts, eligibility rules, and the confirmed schedule for 2025.
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What Is the GST/HST Credit?
The GST/HST credit is a federal benefit program that provides financial support directly to Canadians with lower or modest incomes. Payments are issued quarterly and are fully tax-free, meaning recipients do not need to pay them back or include them as taxable income.
The CRA automatically assesses eligibility based on the most recent income tax return filed, which is why it is crucial for Canadians to keep their tax filings up to date.
GST/HST Credit Payment Dates for 2025
For 2025, the CRA has confirmed that GST/HST credit payments will be deposited on the following dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
If you are enrolled for direct deposit, funds will go straight into your bank account on these dates. Those receiving paper cheques should expect a short mailing delay.
How Much Is the GST/HST Credit in 2025?
For the 2025–26 benefit year, the maximum annual GST/HST credit amounts are:
- $533 for a single individual
- $698 for a married or common-law couple
- $184 for each child under 19 years old
This means a family of four could receive up to $1,218 per year if they qualify for the maximum benefit. Actual payment amounts depend on your household income and the number of children in your care.
Who Is Eligible for the GST/HST Credit?
Eligibility is determined by the CRA based on the income information reported on your tax return. You may be eligible if you meet the following criteria:
- You are 19 years of age or older, or
- You have (or had) a spouse or common-law partner, or
- You are (or were) a parent and live with your child.
Income thresholds apply, and the credit is gradually reduced as household income rises. Filing your taxes annually, even if you have no income, is essential to ensure eligibility.
Why Filing Taxes Is Important
Many Canadians miss out on the GST/HST credit simply because they do not file a tax return. Even if your income is zero or below taxable levels, filing ensures the CRA can assess your eligibility and issue the payment.
Direct Deposit vs. Cheque
The CRA strongly encourages all recipients to sign up for direct deposit. Benefits of direct deposit include:
- Receiving your payment faster
- Reduced risk of lost or stolen cheques
- Direct and secure deposits into your bank account
You can register for direct deposit through your CRA My Account or directly through your financial institution.
With confirmed GST/HST credit payment dates for 2025, eligible Canadians can plan ahead to receive this important cost-of-living relief. For many households, these quarterly payments provide vital support to help cover daily expenses, especially with rising prices for food, housing, and utilities.
By ensuring taxes are filed on time and direct deposit is set up, Canadians can access their full benefit entitlement without delay.